An Australian woman charged with providing commercial surrogacy services in Cambodia has told a court she has “lost everything” since her arrest eight months ago.

Tammy Davis-Charles has pleaded her innocent at a hearing on Monday and told the court she is suffering from cancer.

Ms Davis-Charles says she launched her business in Cambodia only after consulting three local lawyers who assured her the clinic was legal.

But Cambodia banned commercial surrogacy last year after becoming a popular destination for would-be parents seeking women to give birth to their children.

Developing countries are popular for surrogacy because costs are much lower than in nations such as the United States and Australia, where surrogate services are around $150,000.

The judge adjourned Ms Davis-Charles’ case until August 3, with the Aussie mum to remain behind bars.